Perfil e determinantes do bem-estar financeiro entre os universitários de administração: um estudo na Universidade Federal de Campina Grande-UFCG.

Abstract

The general objective of the research proposes to describe the determining factors of (BEF) Financial Well-Being among students of the Administration Course of the (UFCG) Fe- deral University of Campina Grande, as well as the specific objectives will be: 1 try to understand their profile university students, through the BEF Score; 2 calculate the BEF Score; 3 understand the relationship between BEF determinants. Therefore, in order to achieve the research objectives, investigations were carried out on the social, emotional, economic, geographic profiles and mainly, the financial profile of these university stu- dents. Behavioral constructs were built that could bring answers: to Financial Behavior, Financial Attitude, Attitude to Debt, Satisfaction with Life, Financial Well-being and Financial Knowledge. For data collection, 140 questionnaires were applied based on a non-probabilistic sampling for convenience, which was analyzed through descriptive sta- tistics, and through Chi-square dependence tests, and Cronbach's Alpha reliability test. for confirmation and validation of the reliability of behavioral constructs. When analyzing the students' profiles, good convictions and good habits were noticed about the answers provided in the constructs in relation to their finance decisions, in particular to identify good performances of perception of Satisfaction with Life, and high levels of feeling of Financial well-being. In such a way, that these students demonstrated to have high levels of Financial Knowledge and Financial Education and of good financial habits, assuring the Financial Well-being.